Ford Motor Credit | Financing Your Journey
If you’re looking for a reliable, functional, and stylish vehicle, you might just find yourself shopping Ford’s lineup of trucks, cars, and SUVs. Besides getting a vehicle that you’ll love, another benefit of shopping Ford’s vehicle lineup is the chance to take advantage of Ford Motor Credit.
Keep reading to learn more about Ford Motor Credit and your options for financing your new vehicle.
What is Ford Motor Credit?
Ford Motor Credit was created in 1959 as a way of providing Ford buyers with more options for financing their vehicle purchase through approved Ford dealerships. For decades, Ford Credit has been providing a variety of financing programs and plans as well as other products and services to give buyers more options that fit their budget and needs when shopping for vehicles created by the Ford Motor Company.
Services Offered by Ford Motor Credit
Ford Motor Credit offers a variety of services and products for buyers. You can finance a standard purchase with a variety of payment options available for most vehicle types. Ford Credit also offers Flex Buy purchases for some new vehicles, which can allow for lower payments during the first few years of ownership.
Another type of product that Ford Credit offers is vehicle protection. This includes extended service plans, GAP Coverage for insurance, WearCare to protect from unexpected wear, and more. Ford Credit often offers special offers and incentives, such as special discounts or offerings for members of the military or first responders.
Ford Motor Credit vs. Ford Credit
Ford Motor Credit refers to the financial services subsidiary of the Ford Motor Company. Underneath that entity is Ford Credit, the branch of Ford Motor Credit that specifically offers financing products and services for dedicated dealer products and services. If you opt for a customized financing plan for a new or used Ford vehicle at your local dealership, you’ll get this offer from Ford Credit.
What Credit Score Do You Need for Ford Credit?
There are no specific minimum credit score requirements that you’ll need to apply for financing through Ford Credit. However, a good credit score may increase your chances of getting favorable terms for your financing option of choice. A lower credit score could mean less favorable terms, including higher interest rates or fewer loan term options.
Visit Five Star Ford Stone Mountain, where the financing department can help you better understand your financing options based on your credit score. You can also go online to prequalify for financing through Ford Motor Credit.
Is It Hard to Get Approved for Ford Credit?
While your approval for Ford Credit will depend on your credit score, the vehicle that you are purchasing, and other factors, applying is easy. The straightforward process of applying for financing through Ford Credit is fast, and you’ll find out right away whether you qualify and what financing options you have access to.
Ford Credit Support and Customer Service Number
If you have questions or need help, Ford Credit Support provides 24/7 access to automated support. You can also speak directly to a customer service representative to get your questions answered. Customer support hours are from 7 a.m. to 7 p.m. (CST) Monday through Friday and from 7 a.m. to 3 p.m. (CST) on Saturday. Customer support is not available on Sundays, but you can still access their automated customer support.
You can call customer support at 1-800-727-7000. If you are hard of hearing or speech impaired, dial 711 to reach the Operator Relay Service.
You can visit Five Star Ford Stone Mountain using the directions map below or call our finance team to explore your financing options!